AI in your pocket.
Track your spending, set saving goals, and get smart financial insights just by chatting. No complicated forms, no spreadsheets, and no rigid commands.

I've set up a $2,000.00 target for "emergency fund". Every time you log income, I'll help you allocate it.10:42
🏠 Housing: $900.00
☕️ Food & Drink: $4.00
You have $340 left in your weekly budget.10:46
Tracking money shouldn't feel like a spreadsheet.
Skip the app downloads and account setups. Moni lives right where you already chat. Up and running in 10 seconds.
Launch the AI
Tap our link. Moni instantly opens inside your Telegram app, ready to work.
Text or Snap
Type "lunch 15" or snap a photo of a receipt. The AI brain logs it perfectly.
Gain Control
Ask for your stats, view gorgeous pie charts, and watch your savings grow.
A financial brain in your pocket.
Powered by advanced LLMs, Moni understands human context—not rigid code words.
Snap & Scan Receipts
Skip the manual entry. Drop a photo of your receipt into the chat and watch the vision AI instantly extract the total, merchant, and category. Done in 2 seconds.
📍 Shake Shack
Global Fluency
Moni understands you, wherever you are. Type "Cena y vino 45€" and it logs your dinner seamlessly.
Natural Goals
"I want to save $1k for a new laptop." Moni creates the goal and nudges you to stay on target automatically.
AI Recaps
Like Spotify Wrapped for your wallet. Get a warm, hyper-specific summary of your spending every month.
Your Financial Analyst
Stop staring at raw data. Ask "Am I overspending on food?" or "How does this week compare to last?" to get instant, data-backed insights.
Simple pricing. No surprises.
Start tracking for free. Upgrade when you need the full power of the financial AI.
Basic
Perfect for testing the waters.
- 10 Lifetime Transactions
- 5 AI Chat queries
- Basic categorizing
- No Receipt Scanning
Pro Yearly
For the serious wealth builder.
Billed $29.99 annually
- Unlimited Transactions
- Unlimited AI Financial Chat
- AI Receipt Scanning (20/day)
- Monthly AI Recaps
Pro Monthly
Full power, month to month.
- Unlimited Transactions
- Unlimited AI Financial Chat
- AI Receipt Scanning (20/day)
- Monthly AI Recaps